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How to Build Business Credit with Bad Personal Credit

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Free Your Money: Strategies for Keeping Your Money In The Best Place Possible - ReadWrite


Having bad personal credit, admittedly, doesn’t make it easy to build business credit. But it can certainly be done with the right approach.

Here are some specific strategies on how to build business credit with bad personal credit to make yourself a more attractive borrower.

Establish Your EIN

A good starting point is to establish an Employee Identification Number (EIN).

This is a nine-digit number that’s assigned by the IRS to businesses operating within the United States and the US Territories.

An EIN is used for multiple purposes, including “filing company tax returns, opening a business bank account, applying for licenses and permits, and applying for business credit,” the Small Business Administration explains.

It’s helpful to have an EIN because it gives you another means of attaining business credit lines, and you can open a business bank account with it rather than using your personal information.

An EIN kills two birds with one stone because it will help get your small business off the ground and also serves as a workaround for bad credit.

So if you haven’t established one yet, now is the perfect time to do so. You can find all the information you need for applying for an EIN here.

Register with Dun & Bradstreet

While the three major credit bureaus for reporting personal credit information are Equifax, Experian, and TransUnion, it’s a little different for business credit.

Information is still reported to Equifax and Experian. But, instead of TransUnion, the other main credit bureau it’s reported to is Dun & Bradstreet, among others.

Another critical part of establishing business credit is registering with Dun & Bradstreet, where you apply for a Data Universal Number System (DUNS) number.

It’s free and easy to do and can be done via the Dun & Bradstreet website here.

Simply complete the four basic steps, and after your information is validated, you’ll receive your nine-digit DUNS Number.

Once you have it, lenders and credit agencies will use it to verify your legal status as a small business owner from the Dun & Bradstreet Database and assess your credit profile.

This, along with setting up a business bank account, is integral to “legitimizing” your business. It also should unlock opportunities for partnering with other companies and put you on your way to building business credit.

In turn, it should increase your odds of being approved for a small business loan, business line, credit line, and other forms of business financing. This brings us to our next point.

Apply for Tradelines with Your Vendors

Tradelines can be helpful to most small business owners. But they can be especially helpful for newer business owners who are just getting started and need to get some credit under their belt.

Even with bad credit, vendor tradelines should be a feasible way to start generating some trade credit, which can get you moving in the right direction.

With vendor tradelines, you set up an account with a vendor that has payment terms where invoices must be paid by an agreed-upon time frame.

Under net-30 terms, for example, you have 30 days to pay the invoice. With net-45 terms, you have 45 days to pay. With net-60 terms, you have 60 days to pay, and so on.

As long as you pay on time and the vendor reports it to a business credit bureau, it should start alleviating your bad credit and boost your business credit score.

And as you get in the habit of consistently making prompt payments, your business credit should keep growing, eventually helping you overcome your poor credit history.

Just be sure that the vendor reports payments to the business bureaus — ideally, choosing those with short payment terms, as this will help you build credit faster.

Apply for a Business Credit Card

One of the primary factors for determining business credit is payment history. In fact, most experts agree that this carries the most amount of weight overall.

Besides paying your vendor tradelines on time, another good way to build credit quickly is by applying for a business credit card and using it responsibly, not merely making your payments on time but ahead of time.

Also, just like with a personal credit score, credit utilization comes into play here, meaning you’ll want to keep your credit card usage low.

The combination of prompt payments and low credit utilization can quickly build good business credit and counteract a bad personal credit score.

Just note that you may have to opt for a secured business credit card initially if you don’t qualify for an unsecured credit card.

Make sure that your secured business credit cards report to the business credit bureaus and not to the personal credit bureaus. There aren’t very many secured business credit cards that report to the business credit bureaus, so this is worth calling out.

When you’re just starting out, you may also need a personal guarantee or have a higher interest rate than you may like from a lender.

But once your business credit improves, your options should increase, and you may be able to obtain a better credit card with better terms and conditions.

Pay Your Business Bills on Time

Again, payment history is the single most important factor for determining your business credit score.

Just as it’s critical to pay a vendor trade line, business loan, and business credit card bills on time, you should get in the habit of paying all your business bills on time.

And whenever possible, go the extra mile and pay them off in advance, so you’re always ahead of the game.

Establishing strong business credit is all about creating a virtuous cycle of good credit.

Staying on top of bills helps you avoid falling into debt and being delinquent on payments. This, in turn, should make you a more attractive borrower to lenders, which should help you negotiate better business loan terms and repayment options.

In time, this can help you achieve a good business credit score and may even give you access to the best business credit cards.

While it can be tough at first when you’re trying to work your way through bad personal credit and generate cash flow, it should get easier in time.

Monitor Your Business Credit Reports Regularly

Just as it’s important to routinely monitor your personal credit, it’s the same with your business credit score.

That’s why you should get in the habit of regularly monitoring your business credit report, so you know what’s happening with each major credit agency.

Doing so has two key advantages.

First, it will give you a baseline assessment of how you’re doing with your business credit and what your overall trajectory is.

While you won’t likely be in an ideal position initially because of your bad personal credit, your trajectory should hopefully improve over time, and you’ll know exactly where you stand.

Second, you should be able to identify any incorrect information and catch errors.

Although each major credit reporting agency does a pretty good job at credit reporting, mistakes do occasionally happen.

If there’s an issue, staying on top of your business credit report should ensure you quickly find it so you can dispute an error before it damages your business credit score.

It’s just a matter of contacting the credit bureau that made the mistake via a formal letter.

Keep Working on Your Personal Credit

Even though you may have poor personal credit right now, it doesn’t mean it has to stay that way long-term.

Your credit — both personal and business — is constantly fluctuating, and it’s never too late to right the ship.

This starts with first understanding which factors contribute to your personal credit score, which, according to FICO, are:

  • Payment history – 35%
  • Amounts owed – 30%
  • Credit history length – 15%
  • Credit mix – 10%
  • New credit – 10%

The other part of the equation is following fundamental best practices, such as:

  • Consistently making payments on time or ahead of time
  • Keeping your credit utilization ratio no higher than 30%
  • Diversifying your credit
  • Not closing out credit card accounts (this adds to your credit history length and lowers your credit utilization ratio
  • Not applying for too many new accounts at once (this can be a red flag to lenders)

I spoke with Forrest McCall, a personal finance expert and founder of Don’t Work Another Day, who emphasized a more personal approach to building credit, “When it comes to managing your personal credit, it’s all about comparing yourself to where you were a few months ago, instead of comparing yourself to others.”

McCall recommends keeping tabs on your credit over time and making small changes to how you manage your money so you can start seeing your score climb.

You may also want to consider applying for a credit limit increase on a business credit card as you become a more trustworthy borrower because this, too, should lower your credit utilization ratio.

That way, you should be able to steadily improve your personal credit score while simultaneously establishing good business credit for a win-win.

Closing Thoughts

Building credit as a business owner with bad personal credit can certainly be challenging. But it’s by no means an insurmountable obstacle.

Even with poor personal finance, knowing what to prioritize and having a clear-cut strategy should help you quickly build business credit and set the tone for creating a thriving company.

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Featured Image Credit: Photo by Keira Burton; Pexels; Thank you!

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Southeast Asia Startup Ecosystem Continues to Prosper Post-Pandemic

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Hamid Ganji


When it comes to launching a startup, most founders think they should reside in the United States, Silicon Valley, in particular, to have a successful business. While being in Silicon Valley provides excellent access to key people and companies, its fierce competition and fast-paced environment can soon kill the dreams of having a startup.

But there are other regions in the world that might not be as fancy as Silicon Valley but have a remarkable potential for growth. Southeast Asia is one of them.

The region consists of 11 countries. It is home to over 680 million people and over 400 million internet users- nearly 70% of the population.

As per a report by Google, Temasek Holdings, and Bain & Company, as many as 40 million people in six countries across the region — Singapore, Malaysia, Indonesia, the Philippines, Vietnam, and Thailand — came online for the first time in 2020. The report predicts that the region’s internet economy can cross $300 billion by 2025.

As the region was preparing for a new economic boom phase, the Covid-19 pandemic arrived. Southeast Asia was walloped by Covid-19. Hundreds of thousands of people died, and millions were affected. According to Asian Development Bank, Covid-19 pushed 4.7 million people into extreme poverty across Southeast Asia and removed 9.3 million jobs in the region.

The region’s economy is recovering and adjusting to the new normal. If you leave aside the devastating impacts of Covid-19 on the economy and people, this pandemic was able to change the prospects of startups in Southeast Asia.

Even before the pandemic began, Southeast Asia startups were thriving and could collect large checks from investors. According to Jungle Ventures, Southeast Asia’s technology startups had a combined valuation of $340 billion in 2020. This amount can triple by 2025. Also, Southeast Asia’s startups raised a record $6 billion in the first quarter of 2021.

Venture capital (VC) investment is the primary funding source for regional startups. In 2010, the VC investment in Southeast Asia startups was just $100 million. However, this amount could reach $9.6 billion in 2018. The number is growing year by year.

The pandemic has significantly increased the demand for access to digital services.

The Pandemic expansion and lockdowns led to skyrocketing usage of digital services and the creation of new startups. For example, Yahoo reports that Vietnam has added 8 million new digital consumers, with 55% of them coming from non-metro areas between the start of the pandemic and the first half of 2021.

Also, between the start of the pandemic and up till the first half of 2021, Indonesia could add 21 million new digital consumers, of which 72% are from non-metro areas.

Now the pandemic has settled, startups in the region should meet the demands of millions of new customers. 94% of people in Google, Temasek Holdings, and Bain & Company survey said they plan to continue using digital services in the post-pandemic.

The post-pandemic customers have new shopping habits and are more cautious with their spending. Also, smartphone penetration in the region is an essential factor for startups in the post-pandemic era.

Southeast Asia can be known as a smartphone-first region, and this pattern can reshape the startups’ plans. Most Internet users in this region are connected through their smartphones. In 2022, 88% of internet users in the region will be smartphone users, and this amount can reach 90.1% in 2026.

The pattern of using mobile apps in the post-pandemic has also changed. These days, more people tend to use mobile apps to access digital services, including online payments, food delivery, ride-hailing, investment, and shopping.

A booming economy and continuous growth in the tech sector have paved the way for Southeast Asian startups to become unicorns and Decacorns, a company with a valuation of over $10 billion. Back in 2014, there were only three unicorns in the region. Now, you can find 49 unicorns and Decacorns there.

Given the increase in using digital services, more startups have the chance to become unicorns in the post-pandemic. Millions of new people have just come online and are looking for digital services.

As per a report by InformationAge, by 2040, Asia is projected to top 50% of global GDP and drive. Also, one billion new customers can be added to this market by 2040.

“We’re going to have more than a billion new consumers added to the population, which obviously drives demand. And the kinds of goods produced need to be tailored for India, need to be tailored for Indonesia, and so forth. This, again, creates a ton of opportunity,” Oliver Tonby, chair of McKinsey in Asia, said.

The pandemic experience in Southeast Asia proved that non-digital businesses are extremely vulnerable to a threat.

The startups in Southeast Asia were traditionally focused on offering services to individuals and followed a B2C scheme. However, the prospect of new startups is more focused on emerging technologies.

According to a report by Google, startups in this region are more likely to explore AI, decentralized finance (DeFi), fintech, e-commerce, health technology, and sustainability.

Regional investors are also more likely to invest in startups focusing on emerging technologies. In 2021, ASEAN DeFi startups could raise $1 billion in equity funding.

The survey of Southeast Asian startups shows that they have been able to use the opportunity of the pandemic to develop their market and attract more funds from investors.

For example, in September 2021, Indonesian halal-focused social commerce startup Evermos could raise $30 million in Series B.

In another example, the Indonesia-based cryptocurrency exchange app Pintu raised $35 million in Series A funding in August 2021.

Youth population, governmental support, and the US-China conflict are driving startup ecosystem transformation in Southeast Asia.

But the question is, what is driving this massive post-pandemic transformation? There are some factors that contribute to and accelerate change in Southeast Asia. First, the youth population and their spirit for entrepreneurship.

The United States and China often influence the entrepreneurial spirit in this region. Also, the median age in South-Eastern Asia is 30.2 years, and young people are more integrated with technology, providing a great opportunity for tech-driven startups.

The 2019 report by the World Economic Forum insisted on the ASEAN’s youth’s strong preference for entrepreneurial settings.

The second influential factor is the governmental support from the startup ecosystem. Traditionally, the service sector and agriculture are the greatest contributors to the GDP and economic growth of the region.

However, the governments have identified the potential of startups and their contribution to the GDP. Countries like Indonesia and Singapore have well-established startup ecosystems and have become the leaders of transportation in the region, followed by countries like Thailand, Malaysia, the Philippines, etc.

The trade war between the United States and China could also help. China is traditionally the home of multi-million dollar startups. However, the conflict with the US and restrictions imposed by the Chinese government made investors look for other growing markets. Southeast Asia startups could seize the opportunity and convince investors to write the checks.

Southeast Asia is getting more attention from investors, and its market size and value are constantly growing. Thanks to the flourishing economy, the region also has a growing middle class. In the post-pandemic era, more people in the region will join the digital bandwagon and tend to use online services.

The Southeast Asia startup ecosystem started to prosper years before the pandemic began. However, the pandemic brought millions of new people online for the first time, and it became an accelerator to motivate people to use digital services.

Despite remarkable growth and a promising future, launching a startup in Southeast Asia still has its own challenges, including government regulations, overall policies, developing an international growth mindset, and talent shortage.

Featured Image Credit: Provided by the Author; Pexels; Thank you!

Hamid Ganji

Hamid is a tech enthusiast, researcher, and savvy content marketer with a lot of passion for writing things that people love. He enjoys reading and writing about technology trends, AI, and new gadgets.

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Meet the Author Taking a Musical Approach to Successful Leadership Skills

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Deanna Ritchie


For leaders, there are few moments of real quiet. There’s always a knock at the door, a text, a call waiting, an upcoming meeting, a decision pending. These interruptions impede effective leadership skills. They are a deflector to drown out. In a word, noise.

Behind it all, there’s a constant, subconscious playlist on repeat. It whispers a persistent story, over and over again—either encouraging or stunting the leader’s capabilities and ability to lead productive employees.

That playlist might say:

  • You don’t belong here.
  • You aren’t appreciated.
  • You aren’t successful enough.

Author Susan Drumm, CEO advisor and leadership coach, identifies these playlists alongside literal music as powerful leadership skills. Leaders can harness them to expand their potential and improve their skills. In her book The Leader’s Playlist: Unleash the Power of Music and Neuroscience to Transform Your Leadership and Your Life, Drumm draws on years of neuroscience research and 20-plus years of experience coaching leaders to teach readers how to unlock the doors to better leadership.

A New Approach to Leadership…and Change

If you’ve ever tried, and failed, to change how you do something—whether it’s dropping an old habit or shifting your mindset—there might be more than just willpower at work. Drumm states that our childhood experiences kickstart a “playlist” that affects our efforts and growth until we consciously change it.

Consider a leader who constantly checks their email. Efficient leaders often turn notifications off. Instead, they opt to batch their communications rather than get distracted every few minutes by a new message. Knowing that this is an option, why would a leader remain addicted to their notifications?

Inner Playlists: Their Origin and Effect

To figure out why, according to Drumm’s methods, they would need to first identify what playlist they’re listening to. For example, perhaps as a child, they were expected to answer right away whenever an adult spoke to them—no matter what they were doing or who the adult was. Today, they might have lingering anxiety when they don’t respond to messages right away. Their subconscious playlist might be saying, If you don’t respond immediately, you’re failing at your responsibilities, or you will miss something super critical.

  • In short: “I need to be perfect.”

Once that playlist is named and categorized, it can be changed through building new neuro-pathways. What does the leader want to feel, instead of the pressure cooking of being “on” all the time? It might be that time away from work and reflection time is beneficial to results, and they give themselves the grace to experience that. And with this change the new behavior becomes: You set reasonable expectations with your employees about how quickly you will respond, so it’s appropriate to only reply to messages during predetermined blocks of time.

  • In short: “I successfully manage expectations.”

Then, Drumm goes a step further, tapping into the power of music to rewire old brain pathways. She teaches how to build a playlist of songs, old and new, that can give our brains shortcuts to learning these new patterns of thinking.

Drumm includes a 7-step process in her book—the same one she uses with her executive clients at her consulting firm, Meritage Leadership Development—to walk readers through the process for themselves.

Applying Drumm’s System to Four Leadership Scenarios

During the 2022 Christmas travel season, Southwest Airlines canceled over 15,000 flights, a fiasco caused first by bad weather and then by a decrepit IT system.

Forbes shared an article by author Jon Picoult about four leadership lessons we can learn from the Southwest scenario, regarding handling failure, triaging priorities, listening to employees, and the importance of brand equity. Here’s how a leader can apply Drumm’s playlist concept to the three most relevant of those scenarios.

1. Demonstrating Confident Leadership in the Face of Failure

First, how does a leader handle failure? Can they dust themselves off and make things right? Do they give up and go down in flames? Their internal playlist might feed them a definition of success that impacts their response to failure. Suppose their internal playlist reflects a fixed mindset, where they believe they already have all the talent and leadership skills that they’re ever going to have. If so, that might make them more prone to giving up after a failure or denying that one even exists.

Leaders can determine how they want to lead through failure and use Drumm’s neuroscience research to rewire their brains for maximum effectiveness in this area. They might develop a playlist full of songs with emotional vibrations that exemplify victory, getting back up when you’re knocked down, and redemption. Listening to that playlist would help their brain solidify the truth that even though they failed once, they can try again—they’re not doomed to failure.

2. Determining a Company’s Order of Priorities

Second, how does a leader triage what’s most important—how do they decide where their resources and energy go? Their internal playlist has opinions about what’s important.

Maybe they have always expected to look successful regardless of reality. That being the case, they tend to invest their resources into “looking good” with smoke and mirrors: If I acknowledge that I’ve made an error in judgment or failed to plan for this contingency, it will undermine all of my authority.

  • In short, “All eyes are on me and almost certainly judging me unfit.”

If so, their playlist motivates them to trot out their qualifications. This response is a defense mechanism. It justifies self rather than addressing the issue at hand.

In that case, they would need to rewrite that unhelpful playlist to prioritize the talents and leadership skills available through others. They would need to redirect their attention off self and onto the qualifications of others. They might then build a playlist that encourages pulling together in tough situations. Their playlist motivates them to mutually encourage one another and persevere through trials.

3. Accepting Feedback…Regardless of the Source

Third, from where does a leader get feedback? Do they ask their own frontline workers for input, do they rely solely on customer data, or do they use a well-filtered mix?

When a leader feels unable to listen (really listen) to their own people, there could be several negative internal playlists at work, too. The playlist could be telling them that no one outside their inner circle is trustworthy. The playlist could tell them that only fellow executives are worthy of respect. Ideas like these can harm their relationships and growth without ever being said out loud. For some, these ideas could even be a source of shame.

By realizing that the source of negative ideas is not necessarily moral bankruptcy but rather an old playlist stuck on a loop, the leader can break out of old habits and look at feedback with fresh eyes and fresh tunes in their earbuds.

Using Playlists to Improve Leadership

Drumm holds a JD from Harvard Law School and Master Certified Coach status. Additionally, Drumm holds a graduate drama degree from the London Academy of Music and Dramatic Art. She understands the power that both science and art have, coupled together, to propel individuals and teams forward.

Drumm leverages the diversity of her own background to function as a playlist for her work. Her system draws strength from the fact that entrepreneurs can apply it in a myriad of leadership situations. It’s especially potent when leaders are willing to do some deep reflection and work on their own thought patterns. Years of neuroscience research, explained by Drumm, provide a powerful backdrop for how people can change and improve in areas they previously felt stuck.

Best of all, this work involves one of humanity’s favorite art forms (and one that can improve employee morale, too): music. In short, Drumm teaches how to use literal playlists to improve your leadership skills. Consequently, this skill then helps leaders see noticeable results and improvements for teams of all kinds. So yes, those few moments of quiet may actually get filled with some transformational new songs. But according to the research, that time spent with carefully curated playlists will be well worth it.

Deanna Ritchie

Managing Editor at ReadWrite

Deanna is the Managing Editor at ReadWrite. Previously she worked as the Editor in Chief for Startup Grind and has over 20+ years of experience in content management and content development.

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Top 20 Web Development Companies in India

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Total number of Websites


In the present digital age, websites are regarded as a company’s face, representing its offerings. From MNCs to start-ups, every business requires a website. In fact, there are over 1.5bn websites on the internet today, with around 5bn daily active users.

For this reason, web development companies have a high demand among entrepreneurs and start-ups seeking to establish their online presence. However, with so many web development companies in India, choosing the perfect one for your business becomes challenging.

Being a business owner, you cannot just believe in any company and hand them your project. You need a trustworthy and reliable web development service provider.

Hence, to back you up, here’s a list of the top 20 Indian web development companies with immense expertise and experience in creating high-quality websites at reasonable costs.

1. eSparkBiz:

First on our list is eSparkBiz, a leading web development company in India. It was founded in 2010 and has expert developers with a rich portfolio in web, mobile apps, and software development. They ensure that the website of your dreams comes to life exactly as you had imagined in your mind.

eSparkBiz uses comprehensive web development services, which include a detailed discussion of tools to employ, UI and designing, and turnkey execution using Agile methodology. It infuses the best SLA practices with popular techs like Blockchain, Data Analytics, IoT, etc., to offer clients impactful and future-ready web app solutions.

The company offers premium web development services, including visually attractive websites, UI/UX development, full-stack development, eCommerce solutions, and more. Those seeking quality digital products can discuss their requirement with eSparkBiz and avail of a 15-day risk-free trial to experience their services.

Years of experience: 12+
Headquarters: Ahmedabad, India
Average Rate: < $15 – $25 per hour

2. Techuz:

Techuz is a company that offers diverse web app development services. The company was founded in 2014 by tech-savvy individuals who aimed to create and deliver top-notch mobile and web solutions using advanced techs.

Since its inception, Techuz has grown 300% annually and has established mastery of Laravel, Node.js, Angular.js, Android, and iOS-Swift technologies. From website planning and designing to its development, marketing, and maintenance, Techuz has experts to look after every aspect of web development.

Years of experience: 8+
Headquarters: Ahmedabad, India
Average Rate: < $25 per hour

3. Classic Informatics:

The best web development companies in India always have some kind of worldwide presence. Similarly, besides India, Classic Informatics takes pride in serving clients from its offices in UK and Australia. The company uses world-class web technologies and frameworks to create successful and effective web apps.

It was founded in the year 2002 and delivers user-friendly, quality web solutions to businesses of all sizes. The developers use a broad range of digital marketing strategies to help businesses grow and execute their idea into reality. It also provides on-demand teams, custom products, fully managed development projects, and dedicated developers.

Years of experience: 20+
Headquarters: Gurugram, India
Average Rate: $25 – $49 per hour

4. Tudip Technologies:

Tudip Technologies is one of the best web development companies in India, delivering brilliance through business-focused and dedicated solutions. Their team of developers incorporates expertise and innovation to offer their clients cost-effective, scalable, and reliable web solutions.

Established in 2010, Tudip Technologies genuinely believes in developing a ‘niche’ and providing state-of-the-art integrated services powered by the best technologies and strategies. Delighting the users through improved experience and making proving credibility simpler is the sole passion of this CMMI Level 3 value-driven company.

Years of experience: 12+
Headquarters: Pune, India
Average Rate: < $25 per hour

5. Systematix Infotech:

When it comes to creating and deploying feature-rich, top-performing web and mobile applications, Systematix Infotech makes a great choice. This worldwide reckoned mobile app and web development company in India excels in advanced enterprise apps, eCommerce, CRM, CMS, etc.

Founded in 2005, Systematix Infotech’s vision is to use disruptive technologies for managing complex web projects. They ensure their clients get the latest applications, giving them an edge over their competition.

Years of experience: 17+
Headquarters: Indore, India
Average Rate: < $25 per hour

6. Capital Numbers:

Capital Numbers is a reputed mobile app and web development company in India. The company caters to Silicon Valley entrepreneurs, Digital Publishers, Global Brands, and more than 100 clients operating globally. Established in 2012, Capital Numbers is an ISO 9001 and ISO 27001-certified digital solutions company with over 600 experts working full-time.

The company’s main focus is to build long-term associations with clients, helping them revamp their business through a next-level digital product. Capital Numbers specializes in custom software, web, and mobile app development.

Years of experience: 10+
Headquarters: Kolkata, India
Average Rate: $25 – $49 per hour

7. Aalpha Information Systems:

Aalpha Information Systems was founded in 2007 and is a global pioneer in offering bespoke web development and IT consulting services. The experts at Aalpha specialize in custom web, mobile app, and software development solutions.

The team of highly experienced developers also excels in frameworks such as Vue.js. Node.js, Laravel, WordPress, Java, and more. They mainly cater to small businesses in the marketing industry, business services, and consumer products.

Years of experience: 15+
Headquarters: Bangalore, India
Average Rate: $18 – $25 per hour

8. TatvaSoft:

With 810+ global customers and 1800+ completed projects, TatvaSoft is another one of those renowned web development companies in India. Established in 2001, TatvaSoft is CMMI accredited and well-known for offering quality development solutions across all industry domains.

TatvaSoft has established authority in several technologies, including .NET, Microsoft, Angular.js, eCommerce, PHP, Java, and React Mobile apps. The company has evolved tremendously and enjoys global dominance, with offices across five nations, including India, Australia, Canada, the UK, and the US.

Years of experience: 21+
Headquarters: Ahmedabad, India
Average Rate: < $25 per hour

9. Nickelfox:

Nickelfox is a custom web development company in India that redefines the union of personalized experiences and digital designs. At Nickelfox, the experts have delivered several successful mobile app and software projects. Their clientele includes enterprises and start-ups across different commercial, high technology, and industrial verticals.

Since its establishment in 2014, Nickelfox has helped businesses across different domains navigate the rapidly-evolving landscape of online tech innovation. The professionals deeply care about their work and help businesses convert their dream projects into reality.

Years of experience: 8+
Headquarters: Noida, India
Average Rate: $25 – $49 per hour

10. GeekyAnts:

GeekyAnts is next on our list of top web development companies in India. The company uses React Native, Vue.js, Node.JS, Python, and Laravel frameworks to create innovative and robust web solutions.

Founded in 2006, GeekyAnts helps businesses develop and leverage the latest insights and drive imagination. They have served over 500 customers worldwide in the web and mobile app development space. The services offered by GeekyAnts range from UI/UX design, mobile and web development to product management, execution, and maintenance.

Years of experience: 16+
Headquarters: Bangalore, India
Average Rate: $25 – $49 per hour

11. Next Big Technology:

Founded in 2009, Next Big Technology is one of the highly regarded Indian web development companies. The company not only provides custom web development services but also excels in mobile app solutions.

Having served more than 600 clients, this company has garnered widespread global recognition. The in-house developers work on varied frameworks and CMS to offer their clients the best development services that help them flourish. Their work is always user-centric and requirement specific, covering all the web and mobile app development ethics.

Years of experience: 13+
Headquarters: Rajasthan, India
Average Rate: < $25 per hour

12. Groovy Web:

When it comes to receiving excellent custom web and mobile app development services, you cannot go wrong with Groovy Web. Since its inception in 2015, this company has been known for making amazing web products, thanks to its incredible team of 60+ experts.

From big enterprises to start-ups, they’ve delivered over 500 projects with a customer satisfaction rate of 99%. Being one of the top-rated Indian web development companies, Groovy Web’s well-known for its effective project execution techniques. Their websites are visually appealing and immensely focused on enhancing conversion rates and revenue.

Years of experience: 7+
Headquarters: Nadiad, India
Average Rate: $25 – $49 per hour

13. Unified Infotech:

Unified Infotech is your go-to technology partner in designing, developing, and scaling robust web and mobile app solutions. Founded in 2010, the company offers end-to-end expertise across the digital ecosystem.

The team at Unified believes that each project is a significant milestone in their journey and positions themselves as a boutique digital agency. They custom tailor influential digital solutions with best industry practices across various domains for SMEs, Fortune 500’s, and start-ups worldwide.

Years of experience: 12+
Headquarters: Kolkata, India
Average Rate: $50 – $99 per hour

14. Spec India:

Established in 1987, Spec India is one of the oldest and most experienced web development companies in India. The company specializes in custom web, mobile apps, software development, Automation, and Security testing, product engineering, and IoT/Analytics Solutions.

Spec India has a team of more than 300 consultants committed to offering quality solutions to clients worldwide. They understand the global culture and follow a customer-first approach. With ISO/IEC 27001:2013 certification, the company ensures that the digital products it creates are compliant with the most stringent industry standards.

Years of experience: 35+
Headquarters: Ahmedabad, India
Average Rate: < $25 per hour

15. Raftlabs:

Recognized as one of the top web development companies in India by Clutch, GoodFirms, and others, Raftlabs helps modernize a company’s web presence. Not only can their developers create a website that stands out amongst the crowd, but they can also growth-track and scale projects to infinity and beyond.

Established in 2017, Raftlabs is driven by the mission to create products that ease customer experience and help businesses grow. The experts deliver expected value to clients by concentrating on key performance indicators.

Years of experience: 5+
Headquarters: Ahmedabad, India
Average Rate: $25 – $49 per hour

16. Iflexion:

Iflexion, since 1999, has been consistently helping companies worldwide optimize their business through custom web and software development services. With 500+ clients from SMBs to Fortune 500 firms, Iflexion handles tech challenges and helps companies in their digital transformation.

It adheres to the latest quality requirements and industry trends to deliver secure and powerful web solutions that fit corporate environments. Profound tech expertise and business understanding help the company develop unique solutions that empower enterprises and their customers each day.

Years of experience: 22+
Headquarters: Delhi, India
Average Rate: $25 – $49 per hour

17. AllianceTek:

AllianceTek was established in the year 2005. It has emerged as one of the top Indian web development companies, offering world-class web solutions empowered with the latest technology stack, methods, and tools.

Composed of the best web developers and designers, the company adheres to the client’s requirements and delivers end-to-end tailored solutions. AllianceTek delivers cost-effective business solutions to clients while offering them a cutting-edge level of client service.

Years of experience: 17+
Headquarters: Mumbai, India
Average Rate: $25 – $49 per hour

18. Alphonic Network Solutions:

Alphonic Network Solutions is a renowned Full-Stack web and mobile app development company incorporated in 2013. Over the years, the company has delivered 1200+ projects to start-ups and MNCs through a well-planned strategy and agile methodology.

Alphonic’s philosophy starts and ends with the customer-first approach. The company works to ensure that each client, regardless of size and budget, receives solutions that bring profitability and value to their business.

Years of experience: 9+
Headquarters: Jaipur, India
Average Rate: $25 – $49 per hour

19. Promatics Technologies:

Incorporated in 2008, Promatics Technologies has been offering market-leading web and mobile development services to start-ups, entrepreneurs, SMEs, and even Fortune 500 enterprises. With a team of 150+ expert developers, the company has created a solid foundation of web development processes with optimized delivery and engagement models.

Besides making it to our top Indian web development companies list, Promatics is also an experienced cloud consulting and CMS development specialist. Hence, it makes a great choice for companies seeking other complementary services under one roof.

Years of experience: 14+
Headquarters: Ludhiana, India
Average Rate: < $25 per hour

20. Yarddiant:

Yarddiant is a web development company that offers the best support in designing and developing tailored websites, apps, and e-Commerce stores. Since its establishment in 2011, the company has focused on developing quality websites that initiate business growth and drive market success.

Yarddiant deals with major CMS development platforms like WordPress, Magento, Shopify, etc., to build highly creative web solutions and help businesses have a strong online presence. The company also provides easy and effective domain hosting and content management system.

Years of experience: 10+
Headquarters: Kozhikode, India
Average Rate: < $25 per hour

Conclusion:

There are numerous web development companies in India. However, the list above will help you choose the correct company in 2022 that aligns with your project requirement.

But before making the final decision, remember to analyze factors such as cost, experience, developer count, tech stack, and others. These parameters will help you filter the companies and find the perfect one for your project.

Featured Image Credit: Provided by Author; Thank you!

Jigar Agrawal

Jigar Agrawal

Jigar Agarwal Digital Marketing Manager @eSparkBiz, Passionate about anything related to Digital Marketing. Wants to unlock the world of technology and Social Media where every day there is a chance of new possibility as well as innovation. He help every SaaS Development companies to improve their ROI.

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