A college schedule is not as rigid as a high school schedule. In high school, administrators plan nearly every moment of every day. Sure, it’s possible to do whatever you want, whenever you want. But, it would help if you didn’t overlook the consequences this presents. And, most notably, managing your time effectively.
Most of you have probably never given much thought to time management. Yet, without it, college would be more challenging and less rewarding. For this reason, managing time is significant for all college students. And, if you can master college time management in your first semester, you’ll be unstoppable.
Also, college time management is a skill you can use for the rest of your life. For example, it can help you manage your future work and personal responsibilities — aka work-life balance.
For this reason, we have prepared a guide to help you effectively manage your time as you enter college.
1. Be aware of time-wasters and set goals.
Getting distracted is something we all experience from time to time. However, you should pay attention to what causes you to lose focus on your studies and assignments.
- Do you spend too much time on social media playing Fortnite?
- Are you constantly texting and answering personal calls while studying?
- Are you finding that you spend a lot of time aimlessly browsing the web?
Set a goal not to do anything that wastes your time during dedicated study time. Instead, use those activities as rewards for staying focused and completing your tasks.
2. Get ahead.
There will be more significant assignments in college, such as research papers. When you’re still in high school, experts recommend starting these larger projects well ahead of their due dates rather than cramming at the last minute. It is also essential to study for tests that are scheduled in advance.
If you’ve already graduated, make this a summer priority. An example would be getting a check-up before starting college. Before registering for classes, most incoming first-year students must provide a recent physical exam and vaccination history. Also, if living on campus, don’t wait to select your housing, meal plan, or purchase dorm essentials.
“If you have a research paper due in two weeks, find your research within the first two or three days, then work on reading it for the next four or five days, and then write the paper,” says Jodi Bahr, a science teacher at Harvard Middle School and Harvard High School in Nebraska – also known as Harvard Public School – and high school science teaching division director for the National Science Teaching Association.
3. Work straight from your calendar.
You don’t have to ghost your to-do list. To-do lists are great and all. But it would help if you tried working directly from your calendar instead.
Your mindset changes from a task-based to a time-based one when you work straight from your calendar. With a calendar, you can see when deadlines are and how much time you have left. Additionally, it can increase the sense of urgency for time-sensitive items to be completed first.
Using your calendar view, you can see when you have a lot of work due and when you have fewer things to do. And, if your social schedule needs to be adjusted for a due date, you’ll know immediately.
ISO of a calendar app? You have plenty to choose from. But, I would recommend Calendar, Google Calendar, and My Study Life.
4. Create a dedicated study time.
I already briefly mentioned this. However, it’s worth repeating.
Establish a time for studying or homework only. Don’t pick up the phone and respond to notifications until you’ve finished your work. In addition, avoid checking email or surfing the Web during this time — except when necessary.
If you can, this block of time should be when you feel most energetic and productive. So, if you’re a night owl, this would be later in the day or evening.
5. Leverage technology.
Technology makes college time management easier. For example, you can use time management apps to help you stay on top of things. Some of the best time management apps out there are Todoist, TimeTree, and the already mentioned Calendar.
As previously mentioned, even simple and existing tools like timers and calendars on your handheld device can be used to manage your time.
6. Separate work time from fun time.
There are times to work and times to have fun. So invest your time accordingly. While there are exceptions, like throwing a study pizza party with a classmate, it’s not always possible to combine working and having fun.
7. Only do one thing at a time.
Those who multitask have a drop in IQ like someone who didn’t sleep the night before, according to a University of London study. In other words, you’ll be less productive if you’re juggling multiple tasks and assignments.
When you feel tempted to multitask, ask yourself:
- What is your most common distraction?
- Is it possible to turn off the devices or applications?
If you can, turn off all devices. And never start another task until the one before it has been completed.
Breaking this habit may be challenging, but it’s worth the effort.
8. Always keep your eye on the prize.
To manage your time effectively, you need to be able to handle stressful situations effectively. For example, if you’re feeling a lot of pressure because of your school obligations, you can get overwhelmed. Even worse, you may forget which assignments to prioritize.
A simple way to avoid this is to keep your eye on the prize. But, first, don’t forget that college is only a temporary stopover. The knowledge and skills you’re gaining will be helpful one day in your career and personal life.
9. Ask for help.
Asking for help often takes the form of delegation, which is a method of time management. Imagine taking turns cleaning if you’re living with roommates, for example. If you do this, you will be able to focus on schoolwork (or social activities) a bit more.
You could also ask a classmate the hacks they use to stay on top of everything. And, if you’re really struggling, find out what resources are offered by your school. There are also plenty of free mental health resources for college students.
10. Don’t be afraid to say “no.”
If you have a test the following morning and your friend asks you to go to a movie one night, it’s okay to say no. You could instead plan a time that works for both of you to see the latest MCU movie.
Published First on Calendar. Read Here.
Featured Image Credit: Photo by Yan Krukov; Pexels; Thank you!
Fintech Kennek raises $12.5M seed round to digitize lending
London-based fintech startup Kennek has raised $12.5 million in seed funding to expand its lending operating system.
According to an Oct. 10 tech.eu report, the round was led by HV Capital and included participation from Dutch Founders Fund, AlbionVC, FFVC, Plug & Play Ventures, and Syndicate One. Kennek offers software-as-a-service tools to help non-bank lenders streamline their operations using open banking, open finance, and payments.
The platform aims to automate time-consuming manual tasks and consolidate fragmented data to simplify lending. Xavier De Pauw, founder of Kennek said:
“Until kennek, lenders had to devote countless hours to menial operational tasks and deal with jumbled and hard-coded data – which makes every other part of lending a headache. As former lenders ourselves, we lived and breathed these frustrations, and built kennek to make them a thing of the past.”
The company said the latest funding round was oversubscribed and closed quickly despite the challenging fundraising environment. The new capital will be used to expand Kennek’s engineering team and strengthen its market position in the UK while exploring expansion into other European markets. Barbod Namini, Partner at lead investor HV Capital, commented on the investment:
“Kennek has developed an ambitious and genuinely unique proposition which we think can be the foundation of the entire alternative lending space. […] It is a complicated market and a solution that brings together all information and stakeholders onto a single platform is highly compelling for both lenders & the ecosystem as a whole.”
The fintech lending space has grown rapidly in recent years, but many lenders still rely on legacy systems and manual processes that limit efficiency and scalability. Kennek aims to leverage open banking and data integration to provide lenders with a more streamlined, automated lending experience.
The seed funding will allow the London-based startup to continue developing its platform and expanding its team to meet demand from non-bank lenders looking to digitize operations. Kennek’s focus on the UK and Europe also comes amid rising adoption of open banking and open finance in the regions.
Featured Image Credit: Photo from Kennek.io; Thank you!
Fortune 500’s race for generative AI breakthroughs
As excitement around generative AI grows, Fortune 500 companies, including Goldman Sachs, are carefully examining the possible applications of this technology. A recent survey of U.S. executives indicated that 60% believe generative AI will substantially impact their businesses in the long term. However, they anticipate a one to two-year timeframe before implementing their initial solutions. This optimism stems from the potential of generative AI to revolutionize various aspects of businesses, from enhancing customer experiences to optimizing internal processes. In the short term, companies will likely focus on pilot projects and experimentation, gradually integrating generative AI into their operations as they witness its positive influence on efficiency and profitability.
Goldman Sachs’ Cautious Approach to Implementing Generative AI
In a recent interview, Goldman Sachs CIO Marco Argenti revealed that the firm has not yet implemented any generative AI use cases. Instead, the company focuses on experimentation and setting high standards before adopting the technology. Argenti recognized the desire for outcomes in areas like developer and operational efficiency but emphasized ensuring precision before putting experimental AI use cases into production.
According to Argenti, striking the right balance between driving innovation and maintaining accuracy is crucial for successfully integrating generative AI within the firm. Goldman Sachs intends to continue exploring this emerging technology’s potential benefits and applications while diligently assessing risks to ensure it meets the company’s stringent quality standards.
One possible application for Goldman Sachs is in software development, where the company has observed a 20-40% productivity increase during its trials. The goal is for 1,000 developers to utilize generative AI tools by year’s end. However, Argenti emphasized that a well-defined expectation of return on investment is necessary before fully integrating generative AI into production.
To achieve this, the company plans to implement a systematic and strategic approach to adopting generative AI, ensuring that it complements and enhances the skills of its developers. Additionally, Goldman Sachs intends to evaluate the long-term impact of generative AI on their software development processes and the overall quality of the applications being developed.
Goldman Sachs’ approach to AI implementation goes beyond merely executing models. The firm has created a platform encompassing technical, legal, and compliance assessments to filter out improper content and keep track of all interactions. This comprehensive system ensures seamless integration of artificial intelligence in operations while adhering to regulatory standards and maintaining client confidentiality. Moreover, the platform continuously improves and adapts its algorithms, allowing Goldman Sachs to stay at the forefront of technology and offer its clients the most efficient and secure services.
Featured Image Credit: Photo by Google DeepMind; Pexels; Thank you!
UK seizes web3 opportunity simplifying crypto regulations
As Web3 companies increasingly consider leaving the United States due to regulatory ambiguity, the United Kingdom must simplify its cryptocurrency regulations to attract these businesses. The conservative think tank Policy Exchange recently released a report detailing ten suggestions for improving Web3 regulation in the country. Among the recommendations are reducing liability for token holders in decentralized autonomous organizations (DAOs) and encouraging the Financial Conduct Authority (FCA) to adopt alternative Know Your Customer (KYC) methodologies, such as digital identities and blockchain analytics tools. These suggestions aim to position the UK as a hub for Web3 innovation and attract blockchain-based businesses looking for a more conducive regulatory environment.
Streamlining Cryptocurrency Regulations for Innovation
To make it easier for emerging Web3 companies to navigate existing legal frameworks and contribute to the UK’s digital economy growth, the government must streamline cryptocurrency regulations and adopt forward-looking approaches. By making the regulatory landscape clear and straightforward, the UK can create an environment that fosters innovation, growth, and competitiveness in the global fintech industry.
The Policy Exchange report also recommends not weakening self-hosted wallets or treating proof-of-stake (PoS) services as financial services. This approach aims to protect the fundamental principles of decentralization and user autonomy while strongly emphasizing security and regulatory compliance. By doing so, the UK can nurture an environment that encourages innovation and the continued growth of blockchain technology.
Despite recent strict measures by UK authorities, such as His Majesty’s Treasury and the FCA, toward the digital assets sector, the proposed changes in the Policy Exchange report strive to make the UK a more attractive location for Web3 enterprises. By adopting these suggestions, the UK can demonstrate its commitment to fostering innovation in the rapidly evolving blockchain and cryptocurrency industries while ensuring a robust and transparent regulatory environment.
The ongoing uncertainty surrounding cryptocurrency regulations in various countries has prompted Web3 companies to explore alternative jurisdictions with more precise legal frameworks. As the United States grapples with regulatory ambiguity, the United Kingdom can position itself as a hub for Web3 innovation by simplifying and streamlining its cryptocurrency regulations.
Featured Image Credit: Photo by Jonathan Borba; Pexels; Thank you!