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8 Ways to Develop an Abundance Mindset



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If you’ve ever tried searching for ways to attract more positivity and wealth into your life, you’ve likely come across the term “abundance mindset.”

Just by typing it into Google Trends, you can see the explosion of interest and popularity.

But unlike many trends, this one isn’t a fad.

It’s very similar to the Law of Attraction in that by changing your mindset, you adopt different outlooks, which attracts new opportunities.

Your mindset can have a significant impact on how your life turns out. For example, the simple act of positive thinking and mindfulness can lead to an increased lifespan, reduced pain levels, better cardiovascular health, and a lower risk of death from cancer and respiratory conditions, among many others (according to Mayo Clinic).

But what is an abundance mindset, and how can you develop one?

What Is an Abundance Mindset?

The term “abundance mentality” was coined in 1989 in Steven Covey’s book The Seven Habits of Highly Effective People. These are mentalities and habits that Covey believes successful entrepreneurs and business owners carry with them throughout their lives.

At its core, it’s the belief that there are enough resources and success in the world to share with other people. So it won’t ever run out.

On the other hand, a “scarcity mentality” is the belief that if someone wins, you must lose something.

These two opposite ways of thinking can change your whole perspective. People with a scarcity mentality focus on unmet needs, what other people have and what they don’t. As a result, they tend to think short-term and likely have unfulfilling relationships.

On the other hand, individuals with an abundance mentality focus on things they already have. As a result, they don’t live in fear, allowing them to experience the benefits of being appreciative and better decision-making.

Instead of seeing others as competitors, an abundance mentality means you see peers as prospective collaborators and partners.

This is because it’s based on a deep-seated belief that the world is filled with opportunities and possibilities and that helping other people achieve their goals will assist you in achieving your own.

From the basic concept that there’s enough success and opportunity to go around and that you must seek it out, a dynamic and powerful system of professional and personal growth arises.

Think about it: when you believe the world is filled with opportunities, you instantly become more receptive to new ideas. As a result, you are ready to engage with the opportunities the universe provides.

The term “abundance” makes many people think of wealth and making money, but in reality, it can be that and so much more: simply overall happiness.

plant picture                                          Image Credit: Photo by Jeremy Bishop; Unsplash; Thank you!

7 Benefits of Developing an Abundance Mindset

1. Your Perspective of the World Shifts

An abundance mindset helps you understand that the world is filled with unlimited possibilities. Therefore, you won’t worry about missed opportunities, closed doors, and failures.

You’re secure in knowing that in the next month, week, or year, there will be better and more exciting opportunities at your disposal.

2. You Look Forward to the Future

People with a fixed, scarcity mindset typically fear the unknown. They fear the worst in the future yet don’t know what it holds for them.

With the abundance mindset, you can embrace the future because you know there are plenty of chances to go around, meaning you won’t miss an opportunity. This leads to more excitement in both your professional and personal life!

3. You Become a Better Person

When you know there are enough resources in the universe to go around, you’ll give to others without thinking twice.

This isn’t limited to money—you can share your knowledge, advice, and time. And as we all know, a ripple effect comes with giving; the more you give, the more you receive.

4. It Makes You More Appreciative

The right mentality can help you become more appreciative of every experience in your life, making sure you never take anything for granted and allowing you to live in the moment.

An abundance mindset also helps you fall in love with your work and life, even if things aren’t working out at the moment.

5. You’re More Receptive to Change

As humans, we must understand that change is essential to life. Without change, there’s no growth. Therefore, developing an abundance mindset assists you in becoming more receptive to life changes when they inevitably come.

When they do, you’ll be optimistic that they’ll lead to positive outcomes, even when the change is challenging to navigate.

6. You Become Intentional With Your Word Choice

People with a scarcity mentality always have something negative to say.

With an abundance mentality, you always know what to say and when to say it since you understand the language you use shapes your reality.

You subconsciously end up complaining less while saying more of the words that inspire, motivate, build confidence and indicate to those around you that you value them.

7. You Can Solve Problems from a Different Perspective

Limitless doors open when you switch your thinking from “this is terrible” to “this is an opportunity to learn something.”

You avoid developing a victim mentality and pessimistic outlook on current circumstances, allowing you to focus objectively and clearly on what’s not working and what is.

How to Develop an Abundance Mindset in 8 Surefire Ways

1. Practice Gratitude

Being appreciative is essential in every aspect of life. Once you start being grateful for everything, you’ll notice that your communication style will also improve. And as soon as you start being appreciative, people around you will, too.

An abundance mentality means not feeling guilty over what you have and what others don’t. Instead, you focus on being happy with who you are and what you already own.

The best way to start practicing gratitude is journaling.

Start writing at least 5-10 things you’re genuinely grateful for. It can be anything simple as beautiful weather or having clean sheets.

grateful journal                       Image Credit: Photo by Gabrielle Henderson; Unsplash; Thank you!

2. Build On Your Strengths

You need to believe you can achieve something to develop an abundance mindset. This means you must make a literal shift in your brain pattern.

Establish the areas you already succeed in and what your overall strengths are. If you have difficulty determining this, think back to moments in your life when you experienced achievements or reached goals.

Don’t think about your weaknesses, as this signifies having a scarcity mentality. Instead, you have to acknowledge that you’re capable and expand on the things that have contributed to your success. Then, it’s as simple as improving those strengths by just 1% daily.

3. Be Careful with Your Words

At some point in life, we’ve all said one thing but meant something else.

The words you use to communicate with others are the key to living in abundance, and they should do that rather than scarcity. The people you talk to pick up on your language, whether you’re aware of it or not.

Always be active in every conversation, and make it a point to avoid using words like “impossible” and “can’t.”

4. Appreciate the Little Things

Shifting your mentality can be difficult when you focus only on the big picture. Instead, you have to acknowledge the little things that contribute to it.

It’s easy to get caught up on the overall goal when you don’t acknowledge the effort that goes into it. This is an excellent way to shake off the dust in your mind. It allows you to loosen up, let go, and expand your brain to the little things.

An easy way to do this is by meditating.

Find a quiet and peaceful spot to spend time daily. You can begin with just 5 minutes and gradually increase the time as it gets easier.

6. Eliminate Scarcity Mentality

If you want an abundance mindset, you can’t have one derived from scarcity. So it would help if you got rid of it.

Living in abundance is intertwined with having self-awareness and focusing on individual growth. To develop an abundance mindset, you must search for things that expand feelings of abundance and build positive habits.

Signing up for email newsletters that make you feel thankful and grateful are steps in the right direction. Here are some sites full of good news, helpful tips, and little things to help you work on your abundance mindset.

In addition, you should cut out anything that fosters a scarcity mindset. This will help you feel more motivated and positive. This way, you’ll be able to build more meaningful experiences and confidence in your life.

7. Share What You Love

Look at what you love doing and ask yourself whether it’s worth sharing with others and if you care enough to share your thoughts or opinions.

If they aren’t worth sharing, you probably should cut them out. Instead, you should share your passion online or offline, or both. First, create a checklist of items you want to share and people you want to work with.

Sharing with others about what you love will help you add value to other people’s lives, and this will create a sense of abundance. This will increase your happiness and motivate you to look for ways to grow further. It’ll also help you look for breakthroughs in your life and others.

8. Surround Yourself with Optimism

Even though surrounding yourself doesn’t warrant an actionable item since it’s actionable in itself, don’t overlook its importance. You can’t cultivate an abundance mindset if you surround yourself with people who don’t feel the same way.

The people around you should have a positive outlook, too. This way, you’ll uplift and encourage each other, thus fostering an abundance mentality. If you want your life to support your growth and success, you have to build a network of like-minded individuals.

Positive-minded friends upgrade your thinking, cheer you on, and hold you accountable when you make mistakes. And as a result, they’re committed to growing and will appreciate your experiences.

Wrapping it Up

Having an abundance mindset can make you more confident, empowered, and positive. In addition, an abundance mentality builds clarity around your goals and gives you the motivation to achieve them.

On top of that, you’ll have the confidence to improve your existing strengths.

Although developing this mentality isn’t natural initially, it’ll help you lead a fulfilling and meaningful life. But with these 8 tips, cultivating it is much easier.

Featured Image Credit: Provided by the Author; Thank you!

Freya Laskowski

Freya is the founder of CollectingCents – a website that teaches readers how to better manage their finances. She is a quoted contributor in several online publications including Business Insider, Fox Business, Yahoo Finance, the Huffington Post, BankRate, and GoBankingRates.


A Quick Guide to Understanding Your phpMyAdmin Area




If you use a WordPress website, it probably uses a MySQL database. Another one that it might use is called MariaDB.

Every website needs one of those to store information like passwords, posts, and user data. When WordPress can’t connect to your MySQL database, your website probably won’t be accessible.

There are a handful of reasons why it’s important to understand how it works. Here are a few that I can think of.

  •   You may need to delete old data or tables
  •   You may need to update the titles of a ton of different posts at once
  •   An individual database table might need to be imported or exported

In order to get to the area we’re going to talk about, click “phpMyAdmin” from your website’s control panel. It may say “Access PhpMyAdmin” or some similar variation like mine does below.

Image Source: Bob Buckley; Thank you!

The next screen you should see looks like this:

Image Source: Bob Buckley; Thank you!

On the left-hand side, click the database that corresponds to your website. In my case, it’s “backupweathersite” below “New” in the tree. Then, you should be at the screen we’re talking about:


Image Source: Bob Buckley; Thank you!

The menu highlighted in red has some useful tabs on it for doing the types of things I mentioned above. Starting with Structure, here’s what you can do with each one.


Structure is probably the most important of all the tabs because it lists the tables of your database. Each table has its own set of options, like emptying it if you want to delete all the data. You can also drop the table if you want to get rid of the entire thing completely.

Be very careful with that. Instead of deleting everything, you can clear out things like old posts by running SQL queries.


Selecting SQL will give you this screen:

phpMyAdmin area

Image Source: Bob Buckley; Thank you!

There, you can run SQL queries. For example, on one of my sites, I need to remove expired jobs pretty often. If I don’t, the database fills up even if the jobs are deleted on the frontend. This causes the site to slow down a lot, and I can’t add new posts or other data.

The solution? Running this query: delete from `wp_posts` where `post_status` = ‘expired’

That takes care of thousands of old jobs in about a second, which is pretty nice!

As a side note, the screenshots in this article are from a local WordPress installation I have for a different project.


Search does what it sounds like it would. When you put something in the main search field, it will automatically go through the entire database, looking for anything that’s a match. 

Here’s a tip that might also help: you can choose to include or exclude searching specific tables if you want so it doesn’t search everything.


Image Source: Bob Buckley; Thank you!


The Query tab essentially does the same thing that the SQL tab does, except it offers guidance for creating the query. You can select the table that you want the query executed in from a dropdown and then click “Update query” to see it in the window below.

phpMyAdmin screenshot

Image Source: Bob Buckley; Thank you!


Image Source: Bob Buckley; Thank you!

Export allows you to download all of the tables from your database. This is useful if you want to do manual backups periodically (although there are some great plugins that can handle that). You can export the tables in a bunch of different formats, too.

These include SQL, PDF, CSV, XML, and a handful of others that you’ve probably never heard of. Mainly, Texy! Text and YAML.


The import function allows you to bring in outside database tables to yours.


Image Source: Bob Buckley; Thank you!

You can only import a table if it doesn’t exist in the current database. If the table exists already, you will get an error, and the import won’t finish, according to DreamHost.

The file can be compressed or uncompressed in a few different formats. Those include bzip2, gzip, or zip files. Something you may not be used to is the compressed file name.

It needs to be structured like “.[format].[compression]”. An example of a common one is “”.

Image Source: Bob Buckley; Thank you!


You can choose from a handful of different formats. These include CSV, ESRI Shape File, MediaWiki Table, OpenDocument Spreadsheet, SQL, and XML.

There are also a number of different SQL compatibility modes. The compatibility mode setting will dictate how MySQL works. We won’t go into each one and talk about the differences, but your options for those are ANSI, DB2, MAXDB, MYSQL323, MYSQL40, MSSQL, ORACLE, and TRADITIONAL.

Operations in phpMyAdmin

This tab gives you the ability to perform a handful of different operations, like creating a table and renaming the database. In order to create a new table, just put in a name, and the number of columns, and click Go.

Siteground has a great tutorial for creating tables since things can get kind of complicated. Below that, you can rename the database. The check box that says “Adjust privileges” is there because MySQL does not adjust the original privileges related to the database on its own.

When you check that box, phpMyAdmin adjusts the privilege table, so users have the same privileges on the new items. If you do that, the privileges for all the database-related elements are also adjusted to the new name. That includes things like tables, columns, or procedures.

Image Source: Bob Buckley; Thank you!

This section also allows you to do things like copy the database to another one and change table collations. A collation is a set of rules that defines how to compare and sort character strings.

You probably won’t ever need to mess with things like collation, but it’s nice to be semi-familiar with that, just in case.

Image Source: Bob Buckley; Thank you!

 One other thing is that you can’t really rename a database. When you do that, phpMyAdmin will create a new one (example below) and drop the old.

phpMyAdmin area

Image Source: Bob Buckley; Thank you!

Routines in phpMyAdmin

The Routines section looks like this:

Image Source: Bob Buckley; Thank you!

“Filters” won’t do anything unless you actually select a database to search. Putting a word into the “Containing the word:” section will find all of the tables containing that word in your database.

Routines are procedures and functions that do various things, like the job data cleanup function mentioned earlier. You can add one there, and it will be displayed under that tab.


In the event scheduler tab, you can create and run tasks automatically based on a schedule. The schedule can vary a lot, like running a task every couple of seconds to every few weeks. In order to use it, you will need to manually turn it on by clicking where it says “off” in the picture and then clicking “Add event”.

Image Source: Bob Buckley; Thank you!

Triggers in phpMyAdmin

A trigger is a named database object that is associated with a table and that activates when a particular event occurs for the table. You could use a trigger to perform checks of values to be inserted into a table or to perform calculations on values involved in an update.

Image Source: Bob Buckley; Thank you!

Privileges in phpMyAdmin

Image Source: Bob Buckley; Thank you!

The Privileges section allows you to make changes to current user privileges or export them to a new database. There are a handful of options for editing the privileges:

Image Source: Bob Buckley; Thank you!


The Designer tab can be kind of a mess, as you can see (it’s in the “More” dropdown):

Image Source: Bob Buckley; Thank you!

The Designer feature is a graphical way of creating, editing, and displaying phpMyAdmin relations. These relations are compatible with those created in phpMyAdmin’s relation view.

To use this feature, you need a properly configured phpMyAdmin configuration storage and must have the $cfg[‘Servers’][$i][‘table_coords’] configured. It’s unlikely you’ll ever need to do anything in this tab.

Wrapping Things Up

Going into the phpMyAdmin area for a WordPress site can be pretty daunting. If you find yourself in that position, it’s important to be familiar with all the different aspects of the dashboard. Understanding the basics of what each section does will help you navigate and get things done a little quicker with less of a headache.

Featured Image Credit: Provided by the Author; Thank you!

Bob Buckley

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How to Help Women in Business Get Past Gender Barriers to Management



Free Your Money: Strategies for Keeping Your Money In The Best Place Possible - ReadWrite

According to a recent Women in the Workplace study from Lean In and McKinsey, the most significant barrier women face in business these days isn’t the glass ceiling. Instead, it’s the floor—the barrier to entry-level management positions.

Although women now own 4 out of every 10 businesses in the U.S. and are making great strides at the top of the career ladder, they’re still missing from entry-level and middle management positions. That’s something companies of all sizes need to address.

Women in business means greater success

It’s not just about diversity (although that’s a worthy goal in itself). Statistics suggest that hiring women for positions of leadership helps your company succeed. For example, one study from Peakon revealed that when a company’s management includes 50% or more women, its employees feel more loyal to the company and its products or services.

2017 Morgan Stanley report echoes these findings, suggesting that gender diversity in a company translates to enhanced productivity, more significant innovation in product and service design, improved decision-making, and decreased employee turnover, with an associated higher level of worker satisfaction.

Try implementing these three strategies to fix that broken rung at the bottom of the career ladder and get more women into entry-level management roles.

1. Start from the ground up.

As the Women in the Workplace study suggests, the first task for any business committed to helping increase the number of women in leadership positions is to hire and promote women more often.

Your job is to make your workplace more attractive to diverse candidates. Start with neutralizing your job notices and ads. Go over every ad line by line before you release or publicize an open position. Avoid potentially off-putting terms like “rock star” and “ninja.” Some of the more qualified female candidates might interpret those as code for “male candidates preferred.”

Also, consider following the example set by Buffer. Based on the understanding that women are far less likely than men to apply for a job if they don’t precisely match the image created by the ad, Buffer encourages all candidates to apply, even if they feel they don’t meet every single qualification.

If you want to reach more women candidates, consider going where they are. For example, open up your job search by sharing the job notice on platforms and websites with audiences with a significant female component.

2. Commit to taking action

Set actionable goals for both hiring and promoting women into first-level management. Clear establishment of metrics and a commitment to meeting those metrics can help foster positive change for your company as you seek to diversify its management.

For example, if there are two candidates, one male, and one female, the female candidate has a 50% chance of winning the job. However, if there are three female candidates and one male candidate, the possibility that one of those women will win the job goes up to 67%.

However, if you reverse that scenario, with three men and one woman, her chance of winning the job plummets. One way to combat this kind of unconscious bias is to set a concrete goal of advancing an equal number of men and women to the final round of evaluation. Creating this type of rule helps you see beyond mere lip service to the ideals of “promoting the qualified candidates” to truly evaluate your candidates based on their qualifications without unconscious bias.

Finally, seek to establish clear, neutral evaluation criteria. Ensure your hiring and promotion evaluation criteria are based on the actual duties required in the position, not on some outdated assessment that hasn’t been standardized and edited for gender neutrality.

3. Get to the root of unconscious bias.

Training evaluators and supervisors to spot and combat unconscious bias can help root out the obstacles to promoting women to leadership positions in your company. But how do you identify a bias when it’s not consciously held?

One way is to test your systems. For example, the next time your company is hiring for a potential leadership or feeder position and a female candidate is weeded out at a pre-interview stage, consider advancing her to the next round regardless. If she proves herself qualified at the interview based on the feedback you get, you might have some bias at work in your processes.

Additionally, implement committed-based evaluation processes. Groups with balanced representation can help root out and neutralize individual biases. At the same time, they can help provide a more robust assessment of each candidate’s strengths and challenges.

Published First on Due. Read Here.

Featured Image Credit: Photo by RODNAE Productions; Pexels; Thank you!


Know exactly how much money you will have going into your bank account each month. No tricks, no gimmicks. Simple retirement for the modern day human.

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Simplifying AI Can Optimize Your Entire Business



Simplifying AI Can Optimize Your Entire Business

Artificial intelligence is becoming less of a futuristic technology and a more integral aspect of today’s business landscape.

The usage of AI across the business universe is revolutionizing every industry, and Gartner reports that at least 75% of organizations use deep neural networks today.

In financial departments, AI is automating menial tasks and reducing errors in traditional manual workflows.

AI’s unfounded fears

There’s no doubt that businesses utilizing the right AI for the right reasons are seeing exponential benefits. Unfortunately, not every business unit is as excited about the available AI solutions that finance departments are gifted with. Change management is a significant component of failure when implementing any transformative technology.

Many humans still have unfounded fears about it gaining sentience or replacing them, and workers are wary of becoming obsolete once their daily tasks are automated.

But that’s never been the point of AI, machine learning, and automation because they augment human intelligence.

Humans are still very necessary

Take OpenAI’s GPT-3 and Dall-E 2 text- and image-generating models for example. Although they can generate a 1,000-word blog post with images within seconds, there could be a lot of legal liability issues if you were to publish raw content generated by one of these models directly on your website.

The content is never 100% accurate; human interaction is still essential to train, implement, and use AI across the business.

Simplifying AI for the average worker

AI data sets and outputs need to remain accessible, and making them accessible means tapping into everyone throughout the organization to apply their professional judgment to the data sets. This provides the machine’s velocity, variety, and veracity as it learns.

AI in financial departments

AI’s use in financial departments is so successful because payroll, compliance, accounting, taxes, etc., is complicated — especially when you’re a multinational corporation or utilizing the remote global workforce unlocked by the pandemic.

Expansive data sets

But you can import expansive data sets into AI to make it more useful. Streamlining all of this and optimizing processes not only reduces errors, but it frees up human workers to perform more advanced analytics that are closer to the reason they got into the industry in the first place.

How simplifying AI can open up usage possibilities

Simplifying AI for the average worker means they can focus on less menial, more innovative tasks and accomplish much more in less time.

GPT-3 and Dall-E 2 may not have flawless, production-ready outputs, but they utilize neural networks on large datasets of about 175 billion parameters across 45TB of text data. As a result, they’re perfect for ideation and conceptual work to get a firm visual image of the final product to work from.

Pass it around

Although their outputs seem wildly different (text versus images), both of OpenAI’s creations work similarly. While it seems like AI leads to faster advancements, what really happens is we discover one important concept that opens the door to new possibilities.

This is why getting the technology in as many hands as possible is important to see how others find use in the outputs it creates.

How AI brings more value to a business

As the quality of content-generating AI debate rages in the media and online forums, the technology’s uses for internal business functions are even more remarkable.

New ways of looking at things — skilled data scientists

AI across the business continues to open new ways of looking at things and allows skilled data scientists to develop complex models to predict anything you need to know — from machine health to possible market conditions and forecasting.

AI across the business can and will go beyond personal assistants, voice-to-text, and personalized recommendations to bring value to the roles of individual employees.

Better use of time

Leveraging specific AI technologies throughout the business keeps human workers at every level working only on tasks that cannot be automated. This includes processing exceptions to the rules (which there will always be), analyzing AI-generated outputs, and more.

Instead of spending our days manually putting together reports, we will be analyzing pre-generated reports and making advanced intelligent decisions.

Embracing artificial intelligence

When GPT-3 and Dall-E 2 were released, both writers and designers feared for their jobs. However, those fears were relieved as they tested the tools and got more comfortable with them. These tools can generate amazing work to assist writers and designers, but it still requires skill to understand how to prompt it for the desired results.

A professional can edit and polish it throughout the process in a variety of ways that will always require human instinct.

And an experienced photographer or graphic designer will get higher-quality outputs and know how to fix them in posts.

Focusing on higher priorities

Familiarizing yourself with these types of tools helps to better understand what they’re truly capable of and how they can be implemented into existing workflows while seeking better, faster, and more optimized ways to do things. That’s how finance departments leveraged AI to accomplish the most laborious and error-prone aspects of their jobs so they can focus on more important things.

And it won’t be long before AI transforms every aspect of every business.

Featured Image Credit: Sergey Zolkin; Unsplash; Provided by the Author; Thank you!

Melissa Chan

Director of Customer Success at MindBridge

Melissa Chan is Director of Customer Success at MindBridge. She has made it a mission to innovate accounting and auditing.

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